Gift or repayment
Certain components of student finance may be exempt from repayment, depending on the programme you chose and whether you obtain a diploma.
MBO levels 1 and 2
For MBO levels 1 and 2, the basic grant, supplementary grant and student travel product are a gift. You will only need to repay any borrowed amounts plus interest after completing your education.
MBO level 3 or 4, HBO and university programmes
For MBO level 3 or 4, HBO and university programmes, the basic grant, supplementary grant and student travel product are a ‘performance-related grant’. This means they become a gift if you obtain your diploma within 10 years. The 10-year period takes effect on the 1st of the month in which you first get student finance. You will be required to repay a student loan with interest after completing your education.
The performance-related grant is subject to interest from the first month you receive it. If you obtain your diploma in time, the interest becomes a gift as well.
| Component | Gift or repayment |
|---|---|
| Basic grant | Gift |
| Supplementary grant | Gift |
| Student travel product | Gift |
| Student loan | Repayment + interest |
| Tuition fee loan | Repayment + interest |
No diploma within 10 years
If you are enrolled in an MBO level 3 or 4, HBO or university programme and you fail to obtain your diploma in time, you will have to repay the basic grant, supplementary grant and student travel product, plus accrued interest.
| Component | Gift or repayment |
|---|---|
| Basic grant | Repayment + interest |
| Supplementary grant | Repayment + interest |
| Student travel product | Repayment + interest |
| Student loan | Repayment + interest |
| Tuition fee loan | Repayment + interest |